Debt Review (National Credit Act)


    A little debt won’t hurt, will it? That’s how it starts. You make a small purchase on your credit card and then before you know it, have thousands of Rands in debt. There’s something about the debt that tempts you to keep spending even when you can’t afford the payments. Part of the allure of debt is the fact that you can get the emotional high from getting new things now, without having to deal with the pain of parting with the money now. It can feel like you’re getting something for nothing. But eventually, that spending will catch up with you, and it won’t feel so good then.

    The national credit act came into operation on 1st of June 2006, with the purpose to promote a fair and non-discriminatory marketplace for access to consumer credit and for that purpose to provide for the general regulation of consumer credit and improved standards of consumer information. Black economic empowerment and ownership within the consumer credit industry prohibit certain unfair credit and credit marketing practices.

    ENS Africa has been a helping hand to the community in making sure they get educated about certain aspect of life crises. The credit ombudsman says if you are incorrectly listed as being in debt counseling you should also contact the NCR to ensure that the regulator’s Debt Help System is updated. The Debt Help System is a programme hosted by the NCR to keep track of debt review applications. It is supposed to sync with the credit bureaus databases to ensure that consumer information hosted by them is correct.


    1. Excellent pieces. Keep writing such kind of information on your page.
      Im really impressed by it.
      Hello there, You have performed a great job. I will definitely digg it and individually recommend to
      my friends. I am sure they will be benefited from
      this website.

    2. Hi there! This post could not be written any better! Looking
      through this post reminds me of my previous roommate!
      He always kept talking about this. I most certainly will forward this
      article to him. Fairly certain he’ll have a good
      read. Thanks for sharing!

    3. After going over a number of the blog articles on your web
      page, I really appreciate your way of writing a blog.
      I bookmarked it to my bookmark website list and will be checking back in the near
      future. Take a look at my web site too and tell me how you feel.

      Feel free to visit my web site; windows

    4. Hey! I know this is kinda off topic however , I’d figured I’d ask. Would you be interested in trading links or maybe guest authoring a blog article or vice-versa? My website goes over a lot of the same topics as yours and I feel we could greatly benefit from each other. If you might be interested feel free to shoot me an e-mail. I look forward to hearing from you! Wonderful blog by the way!|

    5. I have been exploring for a bit for any high quality articles
      or weblog posts in this sort of space . Exploring in Yahoo I ultimately stumbled upon this web site.

      Studying this information So i’m glad to exhibit that I’ve
      an incredibly excellent uncanny feeling I found out exactly what I needed.
      I most without a doubt will make sure to don?t put out of your mind this site and give it a look
      regularly. asmr 0mniartist

    6. Hi excellent website! Does running a blog similar to this require a great deal of work? I have virtually no expertise in programming but I had been hoping to start my own blog in the near future. Anyhow, should you have any recommendations or tips for new blog owners please share. I understand this is off subject nevertheless I simply had to ask. Thank you!|

    7. Its like you read my mind! You appear to know so much about
      this, like you wrote the book in it or something.
      I think that you can do with some pics to drive the message
      home a bit, but other than that, this is excellent blog.
      A great read. I’ll definitely be back.

    8. I would like to thank you for the efforts you have put in writing this site.

      I’m hoping the same high-grade blog post from you in the upcoming also.

      Actually your creative writing skills has encouraged me to get my own website now.
      Actually the blogging is spreading its wings quickly.
      Your write up is a good example of it.

      My blog post;

    9. Hi there, I discovered your website by way of Google at the same time
      as looking for a similar subject, your web site got here up, it seems good.

      I’ve bookmarked it in my google bookmarks.
      Hello there, simply turned into aware of your
      blog via Google, and found that it is really informative.
      I am going to be careful for brussels. I will be grateful if you happen to continue
      this in future. Lots of folks can be benefited from your writing.

    10. Nice post. I used to be checking continuously
      this weblog and I am inspired! Extremely helpful information particularly the final phase 🙂 I deal with such
      information a lot. I was looking for this particular info for a long time.
      Thank you and best of luck.

    11. I have been exploring for a bit for any high-quality articles or blog posts in this sort of space . Exploring in Yahoo I eventually stumbled upon this website. Studying this info So i’m satisfied to express that I have a very excellent uncanny feeling I found out exactly what I needed. I such a lot indubitably will make sure to don?t fail to remember this web site and provides it a look on a continuing basis.|

    12. When I initially commented I clicked the “Notify me when new comments are added” checkbox and now
      each time a comment is added I get several emails with the same comment.
      Is there any way you can remove people from that service?
      Thank you!

    13. I know this if off topic but I’m looking into starting my own weblog and
      was wondering what all is needed to get setup? I’m assuming having a blog like
      yours would cost a pretty penny? I’m not very web savvy so I’m not 100% sure.
      Any suggestions or advice would be greatly appreciated.
      Many thanks

    14. Hi there would you mind letting me know which web host you’re
      working with? I’ve loaded your blog in 3 completely
      different web browsers and I must say this blog loads a lot faster then most.
      Can you suggest a good internet hosting provider at a reasonable
      price? Cheers, I appreciate it!

    15. I am really enjoying the theme/design of your web site. Do you
      ever run into any web browser compatibility issues? A couple of my blog visitors have complained about my site not working correctly in Explorer but looks great in Opera.
      Do you have any tips to help fix this issue?

    16. Hi would you mind letting me know which hosting company you’re using?
      I’ve loaded your blog in 3 completely different internet browsers and I
      must say this blog loads a lot quicker then most.
      Can you recommend a good hosting provider at a fair price? Kudos,
      I appreciate it!